{"id":192563,"date":"2026-08-26T17:08:20","date_gmt":"2026-08-26T15:08:20","guid":{"rendered":"https:\/\/newmobility.news\/?p=192563"},"modified":"2026-08-29T10:19:16","modified_gmt":"2026-08-29T08:19:16","slug":"belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage","status":"publish","type":"post","link":"https:\/\/newmobility.news\/en\/2026\/08\/26\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\/","title":{"rendered":"Belgium\u2019s mobility budget: one in four bites, three in four pay mortgage"},"content":{"rendered":"<p>Although <span class=\"Y2IQFc\" lang=\"en\">large employers will be required to offer a mobility budget starting in 2027, Belgian companies\u00a0<\/span><span class=\"Y2IQFc\" lang=\"en\">do not expect a mass switch. <\/span><span class=\"Y2IQFc\" lang=\"en\">The mobility budget may well be presented as an alternative to the company car, but employers do not believe that employees will adopt it en masse.<\/span><\/p>\n<p><span class=\"Y2IQFc\" lang=\"en\">According to <\/span><span class=\"Y2IQFc\" lang=\"en\">a study by SD Worx among 250 large employers in Belgium,<\/span><span class=\"Y2IQFc\" lang=\"en\">\u00a0<\/span><span class=\"Y2IQFc\" lang=\"en\">only 26% of employees with a company car will be interested in the mobility budget. <\/span><span class=\"Y2IQFc\" lang=\"en\">Moreover, more than half of employers expect employees will still use it primarily to opt for a car again \u2013 a 100% electric one.<\/span><\/p>\n<p><span class=\"Y2IQFc\" lang=\"en\">Just a quick reminder: The mobility budget is a system that allows employees to exchange their company car for a budget they can spend on various \u2018greener\u2019 mobility solutions, such as a smaller or an electric car, public transport, a bicycle, or even housing costs, such as part of the rent or mortgage. <\/span><\/p>\n<p><span class=\"Y2IQFc\" lang=\"en\">The mobility budget is calculated based on the total cost of ownership (TCO) of the company car to which an employee is entitled.<\/span><\/p>\n<h4>Not very popular<\/h4>\n<p><span class=\"Y2IQFc\" lang=\"en\">The deadline is fast approaching. Today, 18% of large Belgian companies have already introduced a mobility budget, and another 19% indicate they are largely ready to implement one.\u00a0<\/span><span class=\"Y2IQFc\" lang=\"en\">It is striking that 21% still hope the requirement will be postponed.<\/span><\/p>\n<p><span class=\"Y2IQFc\" lang=\"en\">According to 52% of employers, someone switching vehicles will primarily opt for a 100% electric car. <\/span><span class=\"Y2IQFc\" lang=\"en\">In second place is the reimbursement of housing costs (41%), and in third place are sustainable transport solutions, such as public transport, bicycles, or shared mobility (34%).\u00a0<\/span><\/p>\n<p><span class=\"Y2IQFc\" lang=\"en\">Employees attribute the lack of greater popularity for the mobility budget to the fact that, for a significant group of employees (40% to 63%), their company car remains an essential work tool required for business-related travel.<\/span><\/p>\n<h4>Belgian system is quite unusual<\/h4>\n<p><span class=\"Y2IQFc\" lang=\"en\">According to employers, the introduction of the mobility budget entails various challenges. One-third (34%) expect higher costs,\u00a0<\/span><span class=\"Y2IQFc\" lang=\"en\">33% point to logistical challenges, such as the need for additional charging infrastructure, and 32% anticipate extra work for HR.\u00a0<\/span><\/p>\n<p>The \u2018mobility budget\u2019 today is rather complicated. &#8220;The <span class=\"Y2IQFc\" lang=\"en\"><a href=\"https:\/\/newmobility.news\/en\/2026\/05\/01\/social-partners-want-simplification-of-the-mobility-budget-in-belgium\/\">system must be simplified<\/a> before it becomes mandatory.&#8221; That is what the social partners think.\u00a0<\/span><\/p>\n<p>The Belgian mobility budget system, however, is quite unusual internationally. Especially the housing component raises questions. Is this still mobility policy, or has it become another Belgian form of tax-efficient remuneration?<\/p>\n<h4>Other European countries<\/h4>\n<p>Other European countries certainly have mobility budgets and tax incentives for sustainable commuting. But the Belgian federal mobility budget is unusually generous and unusually broad.<\/p>\n<p>A VUB study describes Belgium as the first European country to establish a legal framework that specifically allows employees to exchange their company car entitlement for a mobility budget.<\/p>\n<p>The Dutch model is primarily an employer-HR\/fiscal arrangement under normal tax rules. France&#8217;s statutory &#8216;Forfait mobilit\u00e9s durables&#8217; is much more narrowly targeted at actual commuting: up to \u20ac600 tax-free annually, or \u20ac900 when combined with a public-transport subscription. And Germany considered a \u20ac2,400 mobility budget but dropped that provision from its 2024 tax legislation.<\/p>\n<h4>Housing<\/h4>\n<p>However, in Belgium, housing dominates the system: SD Worx&#8217;s own payroll data show that three out of four mobility-budget users choose to have their housing costs reimbursed.<\/p>\n<p>The actual attraction of the mobility budget so far is not primarily the train, bicycle, or car-sharing. It is being allowed to pay a bill you already had \u2013 your mortgage or rent \u2013 with tax-advantaged money. And financially, that&#8217;s enormously attractive.<\/p>\n<p>The system is not legally abusive but, in policy terms, more debatable. Anyway, it is far from the original purpose of the mobility budget: remove cars from the road and reduce traffic. <span class=\"Y2IQFc\" lang=\"en\">The problem may well run deeper: it is simply incredibly difficult to get people out of their company cars.<\/span><\/p>\n<h4>Company cars<\/h4>\n<p>A VUB study of 527 Belgian company-car drivers found that respondents wanted an average of \u20ac683 per month before they would consider relinquishing their company car.<\/p>\n<p>Only 45% would even consider exchanging it for financial compensation, and among those contemplating a switch, many would simply buy a private car instead.<\/p>\n<p>The company car seems to be a classic lock-in: once your home, workplace, and family routine have evolved around having an almost all-inclusive car on the driveway, getting someone onto a mobility budget requires more than handing them an SNCB card.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although large employers will be required to offer a mobility budget starting in 2027, Belgian companies\u00a0do not expect a mass switch. The mobility budget may well be presented as an alternative to the company car, but employers do not believe that employees will adopt it en masse. According to a study by SD Worx among [&hellip;]<\/p>\n","protected":false},"author":175,"featured_media":192590,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\r\n\r\n{excerpt}\r\n\r\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[77170,25,7,77201,4,17],"tags":[],"class_list":["post-192563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-belgium","category-legislation","category-mobility","category-study","category-top-stories-today","category-weekly-newsletter"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=1672%2C941&ssl=1",1672,941,false],"thumbnail":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=300%2C169&ssl=1",300,169,true],"medium_large":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=640%2C360&ssl=1",640,360,true],"large":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=640%2C360&ssl=1",640,360,true],"1536x1536":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=1536%2C864&ssl=1",1536,864,true],"2048x2048":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=1672%2C941&ssl=1",1672,941,true],"trp-custom-language-flag":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=18%2C10&ssl=1",18,10,true],"related-thumb":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=640%2C480&ssl=1",640,480,true],"gform-image-choice-sm":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=300%2C300&ssl=1",300,300,true],"gform-image-choice-md":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=400%2C400&ssl=1",400,400,true],"gform-image-choice-lg":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=600%2C600&ssl=1",600,600,true],"mailchimp":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=560%2C315&ssl=1",560,315,true],"unipress-phone":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=640%2C100&ssl=1",640,100,true],"unipress-tablet":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=1536%2C240&ssl=1",1536,240,true],"unipress-tablet-portrait":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=1536%2C180&ssl=1",1536,180,true],"unipress-tablet-landscape":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=1672%2C180&ssl=1",1672,180,true],"unipress-smartphone":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=1080%2C168&ssl=1",1080,168,true],"unipress-wide-screen":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?resize=1672%2C180&ssl=1",1672,180,true]},"post_excerpt_stackable_v2":"<p>Although large employers will be required to offer a mobility budget starting in 2027, Belgian companies\u00a0do not expect a mass switch. The mobility budget may well be presented as an alternative to the company car, but employers do not believe that employees will adopt it en masse. According to a study by SD Worx among 250 large employers in Belgium,\u00a0only 26% of employees with a company car will be interested in the mobility budget. Moreover, more than half of employers expect employees will still use it primarily to opt for a car again \u2013 a 100% electric one. Just a&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/newmobility.news\/en\/category\/belgium\/\" rel=\"category tag\">Belgium<\/a>, <a href=\"https:\/\/newmobility.news\/en\/category\/legislation\/\" rel=\"category tag\">Legislation<\/a>, <a href=\"https:\/\/newmobility.news\/en\/category\/mobility\/\" rel=\"category tag\">Mobility<\/a>, <a href=\"https:\/\/newmobility.news\/en\/category\/study\/\" rel=\"category tag\">Study<\/a>, <a href=\"https:\/\/newmobility.news\/en\/category\/top-stories-today\/\" rel=\"category tag\">Top Stories Today<\/a>, <a href=\"https:\/\/newmobility.news\/en\/category\/weekly-newsletter\/\" rel=\"category tag\">Weekly Newsletter<\/a>","author_info_v2":{"name":"Hilde Van Raemdonck","url":"https:\/\/newmobility.news\/en\/author\/hilde-van-raemdonck\/"},"comments_num_v2":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Belgium\u2019s mobility budget: one in four bites, three in four pay mortgage - newmobility.news<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newmobility.news\/en\/2026\/08\/26\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Belgium\u2019s mobility budget: one in four bites, three in four pay mortgage - newmobility.news\" \/>\n<meta property=\"og:description\" content=\"Although large employers will be required to offer a mobility budget starting in 2027, Belgian companies\u00a0do not expect a mass switch. The mobility budget may well be presented as an alternative to the company car, but employers do not believe that employees will adopt it en masse. According to a study by SD Worx among [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newmobility.news\/en\/2026\/08\/26\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"newmobility.news\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/search\/top\/?q=newmobility.news\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-26T15:08:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-29T08:19:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newmobility.news\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1672\" \/>\n\t<meta property=\"og:image:height\" content=\"941\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Hilde Van Raemdonck\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@jorisvry\" \/>\n<meta name=\"twitter:site\" content=\"@jorisvry\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Hilde Van Raemdonck\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/08\\\/26\\\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/08\\\/26\\\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\\\/\"},\"author\":{\"name\":\"Hilde Van Raemdonck\",\"@id\":\"https:\\\/\\\/newmobility.news\\\/#\\\/schema\\\/person\\\/7540fd72a981bf6a315ba1b874c2a464\"},\"headline\":\"Belgium\u2019s mobility budget: one in four bites, three in four pay mortgage\",\"datePublished\":\"2026-08-26T15:08:20+00:00\",\"dateModified\":\"2026-08-29T08:19:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/08\\\/26\\\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\\\/\"},\"wordCount\":711,\"publisher\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/08\\\/26\\\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/newmobility.news\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ChatGPT-Image-Aug-26-2026-05_03_49-PM.png?fit=1672%2C941&ssl=1\",\"articleSection\":[\"Belgium\",\"Legislation\",\"Mobility\",\"Study\",\"Top Stories Today\",\"Weekly Newsletter\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/08\\\/26\\\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\\\/\",\"url\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/08\\\/26\\\/belgiums-mobility-budget-one-in-four-bites-three-in-four-pay-mortgage\\\/\",\"name\":\"Belgium\u2019s mobility budget: one in four bites, three in four pay mortgage - 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