{"id":192038,"date":"2026-08-21T11:49:04","date_gmt":"2026-08-21T09:49:04","guid":{"rendered":"https:\/\/newmobility.news\/?p=192038"},"modified":"2026-08-21T12:12:33","modified_gmt":"2026-08-21T10:12:33","slug":"nmn-launches-tco-calculator-what-will-your-next-car-really-cost","status":"publish","type":"post","link":"https:\/\/newmobility.news\/fr\/2026\/08\/21\/nmn-launches-tco-calculator-what-will-your-next-car-really-cost\/","title":{"rendered":"NMN lance son calculateur de co\u00fbt total de possession : combien vous co\u00fbtera r\u00e9ellement votre prochaine voiture ?"},"content":{"rendered":"

L'achat d'une voiture ne se r\u00e9sume plus \u00e0 une simple comparaison des prix affich\u00e9s. Une voiture \u00e9lectrique peut co\u00fbter plus cher \u00e0 l'achat mais moins cher \u00e0 l'usage, une hybride permet d'\u00e9conomiser du carburant sans n\u00e9cessiter de chargeur, et une voiture d'occasion bon march\u00e9 peut perdre peu de valeur mais n\u00e9cessiter davantage d'entretien.<\/p>\n

La fiscalit\u00e9 peut encore modifier la donne, notamment en Belgique, o\u00f9 les r\u00e8gles diff\u00e8rent entre la Flandre, Bruxelles et la Wallonie.<\/p>\n

Pour aider \u00e0 mieux comprendre ces diff\u00e9rences, Newmobility.news a mis au point son propre Calculateur du co\u00fbt total de possession (TCO) du NMN<\/strong>. Cet outil en ligne gratuit permet de comparer le co\u00fbt total de possession estim\u00e9 de deux ou trois voitures sur une m\u00eame p\u00e9riode en Belgique, aux Pays-Bas et au Luxembourg.<\/p>\n

Le co\u00fbt total de possession (TCO) va bien au-del\u00e0 du prix d'achat. Le calculateur prend en compte l'amortissement, le carburant ou l'\u00e9lectricit\u00e9, l'entretien, l'assurance, les taxes et, le cas \u00e9ch\u00e9ant, les frais suppl\u00e9mentaires li\u00e9s aux r\u00e9parations et \u00e0 l'usure. Il convertit ensuite ces chiffres en un co\u00fbt total, un co\u00fbt mensuel de possession et un co\u00fbt au kilom\u00e8tre.<\/p>\n

Commencez par quelque chose de simple, vous affineriez les d\u00e9tails plus tard<\/h4>\n

Ce calculateur s'adresse principalement aux automobilistes particuliers, et pas seulement aux personnes familiaris\u00e9es avec les caract\u00e9ristiques techniques ou les formules fiscales.<\/p>\n

Les utilisateurs peuvent ainsi commencer par les informations de base : pays ou r\u00e9gion, dur\u00e9e de possession, kilom\u00e9trage annuel et caract\u00e9ristiques essentielles des voitures qu'ils souhaitent comparer. NMN propose des hypoth\u00e8ses par d\u00e9faut raisonnables pour des \u00e9l\u00e9ments tels que les prix de l'\u00e9nergie et d'autres co\u00fbts d'exploitation.<\/p>\n

Ceux qui souhaitent obtenir un calcul plus pr\u00e9cis peuvent alors ouvrir le R\u00e9glage pr\u00e9cis<\/strong> les options et tenir compte des habitudes de recharge, des prix de l'\u00e9nergie, de la valeur de revente estim\u00e9e, de l'entretien, de l'assurance, des frais de r\u00e9paration et des informations fiscales d\u00e9taill\u00e9es.<\/p>\n

Cela permet de garder la premi\u00e8re comparaison relativement simple sans pour autant occulter les hypoth\u00e8ses sur lesquelles repose le r\u00e9sultat.<\/p>\n

Thermique, hybride, rechargeable ou \u00e9lectrique<\/h4>\n

Il est possible de comparer pratiquement toutes les combinaisons : voitures \u00e0 essence ou diesel, hybrides classiques, hybrides rechargeables et v\u00e9hicules 100 % \u00e9lectriques. Les voitures neuves, de d\u00e9monstration et d'occasion peuvent \u00e9galement \u00eatre combin\u00e9es librement dans une m\u00eame comparaison.<\/p>\n

Cela s'av\u00e8re particuli\u00e8rement utile, car la d\u00e9pr\u00e9ciation repr\u00e9sente souvent l'un des co\u00fbts les plus \u00e9lev\u00e9s li\u00e9s \u00e0 la possession d'une voiture. Une voiture de 30 000 \u20ac, qui peut encore \u00eatre vendue 15 000 \u20ac au bout de cinq ans, a en r\u00e9alit\u00e9 co\u00fbt\u00e9 15 000 \u20ac en d\u00e9pr\u00e9ciation avant m\u00eame de compter un seul kilom\u00e8tre parcouru en carburant ou en \u00e9lectricit\u00e9.<\/p>\n

Les voitures d'occasion font l'objet d'un calcul sp\u00e9cifique<\/h4>\n

Pour les v\u00e9hicules d'occasion et les v\u00e9hicules de d\u00e9monstration, le calculateur NMN ne tient pas uniquement compte du prix d'achat.<\/p>\n

Les utilisateurs saisissent la date de premi\u00e8re immatriculation du v\u00e9hicule et son kilom\u00e9trage actuel. En fonction de la dur\u00e9e de possession et du kilom\u00e9trage annuel s\u00e9lectionn\u00e9s, le calculateur d\u00e9termine le kilom\u00e9trage et l'\u00e2ge pr\u00e9visibles du v\u00e9hicule au moment de sa revente.<\/p>\n

Il propose \u00e9galement une valeur de revente estim\u00e9e par NMN, calcul\u00e9e en fonction du prix d'achat actuel, de l'\u00e2ge du v\u00e9hicule, du kilom\u00e9trage actuel et futur, ainsi que du groupe motopropulseur.<\/p>\n

Cette estimation reste enti\u00e8rement modifiable. Une personne sachant qu'un mod\u00e8le de voiture particulier est susceptible de conserver plus ou moins de valeur peut la modifier dans la section \u00ab Ajustements \u00bb.<\/p>\n

Ce calcul ne pr\u00e9tend d\u00e9lib\u00e9r\u00e9ment pas constituer une estimation professionnelle de la valeur d'un v\u00e9hicule. Il est impossible de pr\u00e9dire avec pr\u00e9cision les futurs prix des voitures d'occasion, en particulier pour les v\u00e9hicules \u00e9lectriques, sur un march\u00e9 en pleine \u00e9volution. La valeur sugg\u00e9r\u00e9e offre plut\u00f4t un point de d\u00e9part coh\u00e9rent, afin que deux voitures dont l'\u00e2ge et le kilom\u00e9trage sont tr\u00e8s diff\u00e9rents ne soient pas automatiquement consid\u00e9r\u00e9es comme \u00e9quivalentes.<\/p>\n

Les frais annuels suppl\u00e9mentaires li\u00e9s aux r\u00e9parations et \u00e0 l'usure peuvent \u00e9galement \u00eatre pris en compte.<\/p>\n

\"\"
Le calculateur de co\u00fbt total de possession (TCO) de NMN compare tous les principaux co\u00fbts li\u00e9s \u00e0 la possession d'un v\u00e9hicule, de l'amortissement et de la consommation d'\u00e9nergie \u00e0 l'entretien, en passant par les assurances et les taxes. Dans cet exemple, une Porsche Taycan d'occasion (2022) revient 7 287 \u20ac moins cher sur cinq ans qu'une Panamera PHEV comparable (2022) \/NMN<\/figcaption><\/figure>\n

Les habitudes de recharge peuvent faire basculer le r\u00e9sultat<\/h4>\n

Cet outil s'av\u00e8re particuli\u00e8rement utile pour comparer des voitures \u00e9lectriques, car l'utilisation au quotidien rev\u00eat une importance capitale.<\/p>\n

Pour un v\u00e9hicule \u00e9lectrique \u00e0 batterie (BEV), le calculateur utilise par d\u00e9faut une r\u00e9partition type des recharges, mais les utilisateurs peuvent ajuster la part des recharges effectu\u00e9es \u00e0 domicile, sur des bornes publiques \u00e0 courant alternatif ou sur des bornes rapides. Pour un v\u00e9hicule hybride rechargeable, ils peuvent \u00e9galement pr\u00e9ciser la part du kilom\u00e9trage annuel qui devrait \u00eatre parcourue en mode \u00e9lectrique.<\/p>\n

Un v\u00e9hicule hybride rechargeable (PHEV) recharg\u00e9 chaque nuit peut donc afficher une consommation tr\u00e8s diff\u00e9rente de celle du m\u00eame mod\u00e8le utilis\u00e9 principalement \u00e0 l'essence.<\/p>\n

Les prix du carburant et de l'\u00e9lectricit\u00e9 peuvent \u00e9galement \u00eatre modifi\u00e9s. Lorsque vous basculez entre la Belgique, les Pays-Bas et le Luxembourg, le calculateur charge automatiquement les prix moyens nationaux ou de r\u00e9f\u00e9rence les plus r\u00e9cents comme point de d\u00e9part.<\/p>\n

Le kilom\u00e9trage annuel, la dur\u00e9e de possession, la consommation, l'entretien et l'assurance peuvent tous \u00eatre modifi\u00e9s. Le r\u00e9sultat n'est donc pas un classement g\u00e9n\u00e9rique, mais un calcul bas\u00e9 sur les hypoth\u00e8ses propres \u00e0 chaque utilisateur.<\/p>\n

Diff\u00e9rences fiscales au sein du Benelux incluses<\/h4>\n

La fiscalit\u00e9 est un autre domaine o\u00f9 de simples comparaisons peuvent rapidement s'av\u00e9rer trompeuses.<\/p>\n

Pour la Belgique, le calculateur propose des estimations automatiques des frais d'immatriculation et des taxes routi\u00e8res annuelles en Flandre, \u00e0 Bruxelles et en Wallonie. Selon la r\u00e9gion, ces calculs peuvent prendre en compte les \u00e9missions de CO\u2082, la cylindr\u00e9e, la puissance, la norme Euro, la date de premi\u00e8re immatriculation et la masse maximale autoris\u00e9e.<\/p>\n

Le Luxembourg est \u00e9galement concern\u00e9, notamment en ce qui concerne les frais d'immatriculation standard et la taxe routi\u00e8re annuelle calcul\u00e9e en fonction des \u00e9missions de CO\u2082 pour la plupart des voitures particuli\u00e8res immatricul\u00e9es \u00e0 partir de 2001.<\/p>\n

Pour les Pays-Bas, les utilisateurs saisissent le montant trimestriel actuel du MRB \u00e0 partir du calculateur officiel du Belastingdienst ; NMN l'applique ensuite \u00e0 la p\u00e9riode de possession s\u00e9lectionn\u00e9e et tient compte de la r\u00e9duction pr\u00e9vue sur le prix du v\u00e9hicule \u00e9lectrique.<\/p>\n

Du co\u00fbt mensuel au comparatif t\u00e9l\u00e9chargeable<\/h4>\n

Une fois le calcul effectu\u00e9, l'outil met en \u00e9vidence le v\u00e9hicule dont le co\u00fbt total de possession (TCO) estim\u00e9 est le plus bas et affiche les \u00e9conomies r\u00e9alis\u00e9es par rapport aux autres v\u00e9hicules candidats.<\/p>\n

La ventilation pr\u00e9sente s\u00e9par\u00e9ment l'amortissement, les d\u00e9penses d'\u00e9nergie ou de carburant, l'entretien, les assurances, les taxes, les r\u00e9parations suppl\u00e9mentaires et la valeur de revente estim\u00e9e. Le r\u00e9sultat peut \u00e9galement \u00eatre t\u00e9l\u00e9charg\u00e9 au format PDF, avec les hypoth\u00e8ses utilis\u00e9es pour le calcul.<\/p>\n

Le calculateur de co\u00fbt total de possession (TCO) du NMN reste un outil \u00e9ditorial \u00e0 titre indicatif ; il ne s'agit ni d'un devis, ni d'une \u00e9valuation fiscale, ni d'une pr\u00e9vision garantie des valeurs de revente futures.<\/p>\n

Mais en appliquant les m\u00eames hypoth\u00e8ses \u00e0 chaque candidat, cela devrait permettre de clarifier nettement un point : La voiture la moins ch\u00e8re \u00e0 l'achat n'est pas forc\u00e9ment la moins ch\u00e8re \u00e0 l'usage.<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Buying a car is no longer simply a matter of comparing sticker prices. An electric car may cost more to buy but less to run, a hybrid can save fuel without requiring a charger, and a cheap used car may lose little value but require more maintenance. Taxes can alter the picture again, especially in […]<\/p>\n","protected":false},"author":21,"featured_media":192110,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\r\n\r\n{excerpt}\r\n\r\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[77151,4],"tags":[],"class_list":["post-192038","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-services","category-top-stories-today"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=1672%2C941&ssl=1",1672,941,false],"thumbnail":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=300%2C169&ssl=1",300,169,true],"medium_large":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=640%2C360&ssl=1",640,360,true],"large":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=640%2C360&ssl=1",640,360,true],"1536x1536":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=1536%2C864&ssl=1",1536,864,true],"2048x2048":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=1672%2C941&ssl=1",1672,941,true],"trp-custom-language-flag":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=18%2C10&ssl=1",18,10,true],"related-thumb":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=640%2C480&ssl=1",640,480,true],"gform-image-choice-sm":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=300%2C300&ssl=1",300,300,true],"gform-image-choice-md":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=400%2C400&ssl=1",400,400,true],"gform-image-choice-lg":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=600%2C600&ssl=1",600,600,true],"mailchimp":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?fit=560%2C315&ssl=1",560,315,true],"unipress-phone":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=640%2C100&ssl=1",640,100,true],"unipress-tablet":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=1536%2C240&ssl=1",1536,240,true],"unipress-tablet-portrait":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=1536%2C180&ssl=1",1536,180,true],"unipress-tablet-landscape":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=1672%2C180&ssl=1",1672,180,true],"unipress-smartphone":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=1080%2C168&ssl=1",1080,168,true],"unipress-wide-screen":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/08\/NMN-TCO-calculator-1.png?resize=1672%2C180&ssl=1",1672,180,true]},"post_excerpt_stackable_v2":"

Buying a car is no longer simply a matter of comparing sticker prices. An electric car may cost more to buy but less to run, a hybrid can save fuel without requiring a charger, and a cheap used car may lose little value but require more maintenance. Taxes can alter the picture again, especially in Belgium, where the rules differ between Flanders, Brussels, and Wallonia. To make those differences easier to understand, Newmobility.news has developed its own NMN TCO Calculator. This free online tool compares the estimated Total Cost of Ownership of two or three cars over the same period…<\/p>\n","category_list_v2":"Services<\/a>, Top Stories Today<\/a>","author_info_v2":{"name":"Joris Van Roy","url":"https:\/\/newmobility.news\/fr\/author\/jorisximcom-be\/"},"comments_num_v2":"0 comments","yoast_head":"\nNMN launches TCO Calculator: what will your next car really cost? - newmobility.news<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newmobility.news\/fr\/2026\/08\/21\/nmn-launches-tco-calculator-what-will-your-next-car-really-cost\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NMN launches TCO Calculator: what will your next car really cost? - newmobility.news\" \/>\n<meta property=\"og:description\" content=\"Buying a car is no longer simply a matter of comparing sticker prices. An electric car may cost more to buy but less to run, a hybrid can save fuel without requiring a charger, and a cheap used car may lose little value but require more maintenance. 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