{"id":194972,"date":"2026-10-01T10:04:14","date_gmt":"2026-10-01T08:04:14","guid":{"rendered":"https:\/\/newmobility.news\/?p=194972"},"modified":"2026-10-01T10:04:44","modified_gmt":"2026-10-01T08:04:44","slug":"te-study-questions-how-leasing-industry-calculates-ev-depreciation","status":"publish","type":"post","link":"https:\/\/newmobility.news\/fr\/2026\/10\/01\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\/","title":{"rendered":"Une \u00e9tude de T&E remet en question la mani\u00e8re dont le secteur du leasing calcule la d\u00e9pr\u00e9ciation des v\u00e9hicules \u00e9lectriques"},"content":{"rendered":"

Les voitures \u00e9lectriques pourraient conserver une valeur bien sup\u00e9rieure \u00e0 ce que laissent supposer les calculs habituels en mati\u00e8re de leasing. A une nouvelle analyse r\u00e9alis\u00e9e par Transport & Environment (T&E)<\/a>) affirme que l'\u00e9cart de valeur r\u00e9siduelle entre les voitures 100 % \u00e9lectriques et les voitures \u00e0 moteur thermique pourrait \u00eatre r\u00e9duit d'environ 80% une fois pris en compte la fiscalit\u00e9, les subventions, l'inflation et la baisse des prix des v\u00e9hicules \u00e9lectriques neufs.<\/p>\n

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D'apr\u00e8s les donn\u00e9es relatives aux transactions de v\u00e9hicules d'occasion en 2025 fournies par Autovista, sp\u00e9cialiste du march\u00e9 automobile, les v\u00e9hicules \u00e9lectriques en Allemagne, en France, en Italie et en Espagne semblent, \u00e0 premi\u00e8re vue, se d\u00e9pr\u00e9cier nettement plus rapidement que les v\u00e9hicules \u00e0 moteur thermique. La diff\u00e9rence de valeur r\u00e9siduelle s'\u00e9l\u00e8ve \u00e0 12,9 points de pourcentage.<\/p>\n

T&E fait toutefois valoir que ce chiffre global ne repose pas sur des comparaisons \u00e0 p\u00e9rim\u00e8tre constant. Les aides \u00e0 l\u2019achat ont r\u00e9duit le co\u00fbt d\u2019acquisition r\u00e9el de nombreux v\u00e9hicules \u00e9lectriques, tandis que les taxes d\u2019immatriculation et d\u2019acquisition ont alourdi le prix effectif des voitures \u00e0 moteur thermique. Une fois ces facteurs pris en compte, l\u2019inflation et les diff\u00e9rences dans la composition du parc automobile ont r\u00e9duit l\u2019\u00e9cart apparent de 5,2 points de pourcentage, le ramenant \u00e0 7,7 points.<\/p>\n

Baisse des prix des v\u00e9hicules \u00e9lectriques neufs<\/h4>\n

La correction la plus importante et la plus controvers\u00e9e concerne la baisse des prix des voitures neuves. Aujourd\u2019hui, les acheteurs d\u2019un v\u00e9hicule \u00e9lectrique \u00e2g\u00e9 de trois ans ne le comparent pas uniquement \u00e0 son prix \u00e0 l\u2019\u00e9tat neuf, mais \u00e9galement au prix d\u2019un v\u00e9hicule \u00e9lectrique neuf comparable \u00e0 l\u2019heure actuelle.<\/p>\n

\u00c0 mesure que les nouvelles voitures \u00e9lectriques sont devenues moins ch\u00e8res, le prix des v\u00e9hicules \u00e9lectriques plus anciens a \u00e9t\u00e9 revu \u00e0 la baisse en cons\u00e9quence. T&E estime que la prise en compte de cet effet permet de r\u00e9duire encore ce \u00e9cart de 5,1 points de pourcentage, ce qui laisse un \u00e9cart de valeur r\u00e9siduelle de seulement 2,6 points par rapport aux voitures \u00e0 moteur thermique.<\/p>\n

Cela ne signifie pas pour autant que les soci\u00e9t\u00e9s de cr\u00e9dit-bail qui ont achet\u00e9 un v\u00e9hicule \u00e9lectrique il y a plusieurs ann\u00e9es aient subi une d\u00e9pr\u00e9ciation sup\u00e9rieure de seulement 2,6 points de pourcentage. Une baisse rapide des prix des v\u00e9hicules \u00e9lectriques neufs entra\u00eene une perte r\u00e9elle pour le propri\u00e9taire d\u2019origine. L\u2019argument avanc\u00e9 par T&E est plut\u00f4t que cela ne doit pas \u00eatre automatiquement interpr\u00e9t\u00e9 comme la preuve d\u2019une faiblesse structurelle de la demande de v\u00e9hicules \u00e9lectriques d\u2019occasion.<\/p>\n

L'organisation s'attend \u00e0 ce que cet effet s'att\u00e9nue \u00e0 mesure que les prix des v\u00e9hicules \u00e9lectriques neufs se stabilisent et se rapprochent progressivement de ceux des voitures \u00e0 moteur thermique.<\/p>\n

Le march\u00e9 commence \u00e0 se stabiliser<\/h4>\n

Certains \u00e9l\u00e9ments indiquent \u00e9galement que le march\u00e9 europ\u00e9en des v\u00e9hicules \u00e9lectriques d'occasion arrive \u00e0 maturit\u00e9. Selon T&E, la volatilit\u00e9 de la valeur r\u00e9siduelle des v\u00e9hicules \u00e9lectriques est redescendue \u00e0 des niveaux comparables \u00e0 ceux des voitures \u00e0 moteur thermique au cours des deux semestres de 2025. La baisse des valeurs r\u00e9siduelles des v\u00e9hicules \u00e9lectriques \u00e0 batterie (BEV) s'est ralentie, passant de 2,3 points de pourcentage au second semestre 2024 \u00e0 seulement 0,7 point au second semestre 2025.<\/p>\n

L'Allemagne offre un autre signe de la hausse de la demande : les immatriculations de voitures \u00e9lectriques d'occasion ont augment\u00e9 de 64% par rapport \u00e0 la m\u00eame p\u00e9riode de l'ann\u00e9e pr\u00e9c\u00e9dente au cours des sept premiers mois de 2026.<\/p>\n

La transparence concernant l'\u00e9tat des batteries pourrait \u00e9galement contribuer \u00e0 cette \u00e9volution. La soci\u00e9t\u00e9 de revente BCA a constat\u00e9 que les v\u00e9hicules \u00e9lectriques accompagn\u00e9s d'un rapport certifi\u00e9 sur l'\u00e9tat de la batterie atteignaient une valeur de revente sup\u00e9rieure d'environ 1,41 TP3T et se vendaient en moyenne 2,7 jours plus rapidement. La soci\u00e9t\u00e9 de leasing Arval a quant \u00e0 elle d\u00e9livr\u00e9 plus de 30 000 certificats d'\u00e9tat de batterie en Europe et au Royaume-Uni.<\/p>\n

Cons\u00e9quences pour le cr\u00e9dit-bail<\/h4>\n

Ces conclusions rev\u00eatent une importance particuli\u00e8re pour les soci\u00e9t\u00e9s de cr\u00e9dit-bail, car la valeur r\u00e9siduelle pr\u00e9vue est l'un des principaux facteurs d\u00e9terminant le montant mensuel des loyers. T&E fait valoir que des hypoth\u00e8ses d'amortissement trop prudentes risquent de rendre les contrats de location de v\u00e9hicules \u00e9lectriques inutilement on\u00e9reux.<\/p>\n

Elle pr\u00e9conise donc des dur\u00e9es de location plus longues, des certificats standardis\u00e9s attestant de l'\u00e9tat des batteries et des programmes d'occasion certifi\u00e9s plus solides. L'ONG environnementale \u00e9tablit \u00e9galement un lien entre ses conclusions et le projet de r\u00e8glement europ\u00e9en sur les v\u00e9hicules propres des entreprises, qui, selon elle, pourrait g\u00e9n\u00e9rer une demande plus pr\u00e9visible en mati\u00e8re de flottes de v\u00e9hicules \u00e9lectriques.<\/p>\n

Il convient de distinguer cette position politique des donn\u00e9es de march\u00e9 sous-jacentes. T&E milite activement en faveur d'une \u00e9lectrification plus rapide, tandis que les chiffres relatifs aux transactions utilis\u00e9s dans l'\u00e9tude proviennent d'Autovista.<\/p>\n

Il existe une autre limite importante : la Belgique et les Pays-Bas ne sont pas pris en compte. L'analyse ne porte que sur l'Allemagne, la France, l'Italie et l'Espagne, ce qui signifie que ce chiffre de 2,6 points de pourcentage ne peut pas \u00eatre simplement appliqu\u00e9 au march\u00e9 du cr\u00e9dit-bail du Benelux.<\/p>\n

Cette \u00e9tude soul\u00e8ve n\u00e9anmoins une question importante pour un march\u00e9 o\u00f9 les flottes occupent une place pr\u00e9pond\u00e9rante, comme la Belgique : les prix de location des v\u00e9hicules \u00e9lectriques reposent-ils encore en partie sur des hypoth\u00e8ses de d\u00e9pr\u00e9ciation formul\u00e9es au cours des premi\u00e8res ann\u00e9es, marqu\u00e9es par une forte volatilit\u00e9, de l'\u00e9lectrification, alors que le march\u00e9 de l'occasion commence lui-m\u00eame \u00e0 se normaliser ?<\/p>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Electric cars may retain considerably more of their value than conventional leasing calculations suggest. A new analysis by Transport & Environment (T&E) claims that the residual-value gap between battery-electric and combustion cars could be around 80% smaller once taxation, subsidies, inflation and falling new-EV prices are taken into account. Based on 2025 used-car transaction data […]<\/p>\n","protected":false},"author":21,"featured_media":194977,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\r\n\r\n{excerpt}\r\n\r\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[77162,2043,28,77169,77201,4],"tags":[],"class_list":["post-194972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-batteries","category-energy","category-europe","category-market","category-study","category-top-stories-today"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=1790%2C1223&ssl=1",1790,1223,false],"thumbnail":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=300%2C205&ssl=1",300,205,true],"medium_large":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=640%2C438&ssl=1",640,438,true],"large":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=640%2C438&ssl=1",640,438,true],"1536x1536":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=1536%2C1049&ssl=1",1536,1049,true],"2048x2048":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=1790%2C1223&ssl=1",1790,1223,true],"trp-custom-language-flag":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=18%2C12&ssl=1",18,12,true],"related-thumb":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=640%2C480&ssl=1",640,480,true],"gform-image-choice-sm":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=300%2C300&ssl=1",300,300,true],"gform-image-choice-md":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=400%2C400&ssl=1",400,400,true],"gform-image-choice-lg":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=600%2C600&ssl=1",600,600,true],"mailchimp":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?fit=560%2C383&ssl=1",560,383,true],"unipress-phone":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=640%2C100&ssl=1",640,100,true],"unipress-tablet":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=1536%2C240&ssl=1",1536,240,true],"unipress-tablet-portrait":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=1536%2C180&ssl=1",1536,180,true],"unipress-tablet-landscape":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=1790%2C180&ssl=1",1790,180,true],"unipress-smartphone":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=1080%2C168&ssl=1",1080,168,true],"unipress-wide-screen":["https:\/\/i0.wp.com\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall%402x-1-e1790841491256.png?resize=1790%2C180&ssl=1",1790,180,true]},"post_excerpt_stackable_v2":"

Electric cars may retain considerably more of their value than conventional leasing calculations suggest. A new analysis by Transport & Environment (T&E) claims that the residual-value gap between battery-electric and combustion cars could be around 80% smaller once taxation, subsidies, inflation and falling new-EV prices are taken into account. Based on 2025 used-car transaction data from automotive market specialist Autovista, EVs in Germany, France, Italy and Spain appear at first sight to depreciate significantly faster than combustion cars. The difference in residual value amounts to 12.9 percentage points. T&E argues, however, that this headline number does not compare like with…<\/p>\n","category_list_v2":"Batteries<\/a>, Energy<\/a>, Europe<\/a>, Market<\/a>, Study<\/a>, Top Stories Today<\/a>","author_info_v2":{"name":"Joris Van Roy","url":"https:\/\/newmobility.news\/fr\/author\/jorisximcom-be\/"},"comments_num_v2":"0 comments","yoast_head":"\nT&E study questions how leasing industry calculates EV depreciation - newmobility.news<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newmobility.news\/fr\/2026\/10\/01\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T&E study questions how leasing industry calculates EV depreciation - newmobility.news\" \/>\n<meta property=\"og:description\" content=\"Electric cars may retain considerably more of their value than conventional leasing calculations suggest. A new analysis by Transport & Environment (T&E) claims that the residual-value gap between battery-electric and combustion cars could be around 80% smaller once taxation, subsidies, inflation and falling new-EV prices are taken into account. Based on 2025 used-car transaction data […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newmobility.news\/fr\/2026\/10\/01\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\/\" \/>\n<meta property=\"og:site_name\" content=\"newmobility.news\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/search\/top\/?q=newmobility.news\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-01T08:04:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-01T08:04:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newmobility.news\/wp-content\/uploads\/2026\/10\/all-waterfall@2x-1-e1790841491256.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1790\" \/>\n\t<meta property=\"og:image:height\" content=\"1223\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Joris Van Roy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@jorisvry\" \/>\n<meta name=\"twitter:site\" content=\"@jorisvry\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joris Van Roy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/10\\\/01\\\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/10\\\/01\\\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\\\/\"},\"author\":{\"name\":\"Joris Van Roy\",\"@id\":\"https:\\\/\\\/newmobility.news\\\/#\\\/schema\\\/person\\\/993f2da7cd774079044984132dee0ef0\"},\"headline\":\"T&E study questions how leasing industry calculates EV depreciation\",\"datePublished\":\"2026-10-01T08:04:14+00:00\",\"dateModified\":\"2026-10-01T08:04:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/10\\\/01\\\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\\\/\"},\"wordCount\":625,\"publisher\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/10\\\/01\\\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/newmobility.news\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/all-waterfall%402x-1-e1790841491256.png?fit=1790%2C1223&ssl=1\",\"articleSection\":[\"Batteries\",\"Energy\",\"Europe\",\"Market\",\"Study\",\"Top Stories Today\"],\"inLanguage\":\"fr-BE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/10\\\/01\\\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\\\/\",\"url\":\"https:\\\/\\\/newmobility.news\\\/2026\\\/10\\\/01\\\/te-study-questions-how-leasing-industry-calculates-ev-depreciation\\\/\",\"name\":\"T&E study questions how leasing industry calculates EV depreciation - 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